by Smart Select Home Loans | Dec 28, 2022 | Latest
As the sun rises on January 1, many Australians will be getting started on their new year’s pacts. The gym will be full of determined resolution keepers; the pavement pounded by brand-new sneakers. But what about shaping up your finances? There’s no denying 2022 was a...
by Smart Select Home Loans | Dec 21, 2022 | Latest
End-of-year festivities have snuck up on us! Wishing you and yours a swell Noel and a wonderful new year. It’s time to dust off that kitsch Christmas t-shirt, deck the halls, and give Bing Crosby a spin. We hope you have the happiest of holidays and a cracking 2023....
by Smart Select Home Loans | Dec 14, 2022 | Latest
Repeated cash rate hikes have put many first home buyer plans on hold. So could you swoop in and reap the benefits with less competition in the market? In case you missed it, from May to December the RBA lifted the cash rate from 0.10% to 3.10%. This has no doubt hit...
by Smart Select Home Loans | Dec 6, 2022 | Latest
The Reserve Bank of Australia (RBA) has driven the cash rate up by another 25 basis points to 3.10%. Find out how much this final cash rate hike of the year has increased your mortgage repayments in 2022, and what you can expect in 2023. The good news? This is it. You...
by Smart Select Home Loans | Nov 30, 2022 | Latest
Inheritances can be a bittersweet part of life. But an inheritance alone won’t always cut it when applying for a home loan. Having genuine savings can help show lenders you’ve got what it takes to meet mortgage repayments. With many older Australians having...
by Smart Select Home Loans | Nov 23, 2022 | Latest
What’s more important: your new phone or your next home loan? Well, we were stunned to see a recent survey that showed Australians put more effort into researching phone plans than they did their home loan. Here’s how we can help you get the balance right. More than...