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Time to jump in? First home buyer deposit saving times plunge

Time to jump in? First home buyer deposit saving times plunge

by Smart Select Home Loans | Mar 22, 2023 | Latest

Home loan headlines have been, let’s face it, a bit of a downer of late. But the good news is that first-home buyers are now reaching their 20% deposit goal faster. First home buyers have been delivered a bit of well-deserved good news with the findings of...
Got an eagle eye on house prices? Rate rises are only part of the story

Got an eagle eye on house prices? Rate rises are only part of the story

by Smart Select Home Loans | Mar 15, 2023 | Latest

Rate rises can affect the property market, as we’ve all seen of late. But there are other factors that appear to hold longer-term sway over national house prices. In a bid to bust inflation, the Reserve Bank of Australia (RBA) has been on a rate rise run that’s seen...
Homeowners feel the pinch as RBA lifts cash rate to 3.60%

Homeowners feel the pinch as RBA lifts cash rate to 3.60%

by Smart Select Home Loans | Mar 7, 2023 | Latest

The Reserve Bank of Australia (RBA) has increased the official cash rate for a tenth straight meeting, taking it to 3.60%. How much will this rate hike increase your monthly mortgage repayments, and how many more rate rises are expected to come? The RBA’s latest move...
The latest twist in the tale of national property prices: explained

The latest twist in the tale of national property prices: explained

by Smart Select Home Loans | Mar 1, 2023 | Latest

The property market has had more plot twists than a daytime soap opera in recent years. So getting the skinny on current trends is helpful when you’re planning to buy. Here’s the lowdown on the latest surprising bit of data. Despite all the media doom and gloom...
Take the heat off rate hike fears with these 4 tips for buyers

Take the heat off rate hike fears with these 4 tips for buyers

by Smart Select Home Loans | Feb 22, 2023 | Latest

Have recent rate hikes made you nervous about taking the plunge into the property market? You’re not alone; it’s a buyer’s market for a reason. Here’s how to stay cool and calm when buying your next property.  As you’ve probably seen in the news, the Reserve Bank...
How to prepare for a fixed-rate mortgage cliff

How to prepare for a fixed-rate mortgage cliff

by Smart Select Home Loans | Feb 15, 2023 | Latest

Do you have a fixed-rate mortgage contract that’s coming to an end soon? It can be a stressful time, particularly with rate rise news dominating the headlines. So today we’ve got some tips for a smooth transition. Like many Australians, you may have taken advantage of...
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